If you’re considering a move to the St. Louis metropolitan area, you may be wondering: Is Clayton, Missouri a good place to live? This compact, affluent inner-ring suburb stands out for its top-rated schools, thriving job market, and high walkability qualities that make it a magnet for professionals and families alike. But as with any city, living in Clayton MO has its pros and cons. From luxury real estate prices to cultural amenities, this blog takes a deep dive into what Clayton offers residents in 2025. We’ll examine everything from Clayton Missouri cost of living to safety, education, and more to help you decide, whether it’s the right fit for your lifestyle.

Pros of Living in Clayton, MO

1. Top-Tier Education and Schools

Clayton MO schools and education are some of the best in Missouri. The School District of Clayton consistently ranks at the top of state and regional lists. According to Niche, it’s the #2 public district in Missouri and #1 in the St. Louis region for teacher quality. Clayton High School boasts an average ACT score of 29, a 100% graduation rate, and proficiency rates near 70% in both math and reading.

For parents seeking private options, prestigious schools such as MICDS, John Burroughs, and the Priory are just minutes away. With Washington University and Fontbonne University nearby, the area fosters a culture of academic excellence that appeals to professionals and families alike.

2. Strong Local Economy and Job Market

Clayton punches above its weight class when it comes to employment opportunities. It is home to several major corporate headquarters and institutions, including:

  • Centene Corporation (≈2,900 employees and expanding)
  • St. Louis County government (1,121 employees)
  • Enterprise Holdings (1,071 employees)
  • Washington University satellite offices (809 employees)
  • Caleres fashion group (588 employees)

The broader St. Louis metro job market is stable, with an unemployment rate of 3.6% in April 2025 slightly better than the national average of 3.9%. Plus, commute times average a mere 16.9 minutes, well below the U.S. norm, thanks in part to two local MetroLink light rail stops and bike-friendly infrastructure.

3. Urban Convenience with Suburban Safety

Clayton offers the best of both worlds: the safety of a small town and the amenities of a major urban center. According to NeighborhoodScout, your chance of experiencing violent crime here is just 1 in 1,343 more than 15 times safer than nearby St. Louis city.

Walk Score ratings vary from 48 citywide to as high as 90 in the downtown core, where residents enjoy restaurant-lined blocks, boutique retail, and cultural events. It’s among the few truly car-optional suburbs in the greater St. Louis area.

4. Exceptional Parks and Recreation

For a city that spans only 2.5 square miles, Clayton offers a surprisingly rich mix of outdoor and cultural amenities:

  • Shaw Park: Includes an Olympic-sized pool, 11 tennis courts, an ice rink, and summer concerts.
  • Oak Knoll Park and 11 additional pocket parks are scattered throughout neighborhoods.
  • Events: The Saint Louis Art Fair in September draws over 130,000 visitors and 180 artists. Taste of St. Louis relocates to Clayton in August 2025, boosting the city’s culinary scene.

Cons of Living in Clayton, MO

1. High Cost of Living

The Clayton Missouri cost of living is among the highest in the state. According to AreaVibes, the city scores a cost-of-living index of 147 47% above the U.S. average. Housing costs are particularly steep:

  • Zillow Home Value Index: $862,298 (up 4.6% year-over-year)
  • Median listing price: $615,000
  • Average rent: $2,400/month (two-bedrooms average $3,067)
  • Property tax rate: ≈1.24% of market value

These financial barriers make homeownership difficult for many. Competition often includes escalation clauses and all-cash offers, further limiting access for first-time or middle-income buyers.

2. Limited Nightlife and Retail Variety

Despite a bustling weekday atmosphere, Clayton tends to quiet down after 9 p.m. Residents looking for vibrant nightlife or extensive shopping options often head to nearby areas like the Central West End or The Grove, where the energy carries long into the night. While daytime bustle serves the local workforce well, the lack of after-hours activities can be a downside for younger or more social residents.

3. Weather Extremes

Clayton experiences hot, humid summers and brisk winters typical of the lower Midwest. July temperatures average 89°F during the day and 71°F at night, but intense humidity and dew points in the 70s make it feel hotter. Newcomers often cite the weather especially during July and August as one of the most difficult adjustments.

On the upside, spring and fall tend to be long and mild, ideal for outdoor dining and park activities.

4. Slow Progress on Diversity

Clayton is still working toward greater demographic diversity. As of 2025, the racial makeup includes 69% White, 12.7% Asian, and 8.9% Black residents, with a slowly increasing international and multiracial population. The district ranks 56th out of 458 in Missouri for diversity. While nearby universities draw students from diverse backgrounds, permanent representation lags behind in citywide demographics.

Best Neighborhoods in Clayton, MO

If you’re exploring best neighborhoods in Clayton MO, here are a few worth considering:

  • Claverach Park: Known for historic homes, tree-lined streets, and community spirit.
  • Old Town Clayton: Offers walkability, proximity to commercial areas, and charming architecture.
  • Wydown Forest: Ideal for established families, with access to top-rated schools and parks.
  • Davis Place: Popular for rental options and accessibility to downtown.

Frequently Asked Questions

Is Clayton Missouri a good place to live?

Yes, Clayton is one of the most desirable suburbs in the St. Louis region. It offers exceptional schools, a strong job market, low crime rates, and an urban-suburban mix that appeals to families and professionals.

What’s the average cost of living in Clayton, MO?

The cost of living is 47% higher than the U.S. average, primarily due to housing. Property taxes and rents are also above regional norms, making it one of the most expensive cities in Missouri.

How diverse is Clayton?

Clayton is making gradual progress toward diversity, but still skews predominantly White. International students and professionals contribute to a slowly evolving demographic balance.

What is the commute like in Clayton?

Commute times average just 16.9 minutes, and public transit is readily available via Metro Link and a dedicated transit center, making it among the most commuter-friendly suburbs in the metro area.

Final Thought

Living in Clayton MO offers a premium lifestyle with top-ranking schools, an excellent job market, and unmatched safety and walkability. However, these benefits come at a price literally with real estate and cost of living far above state and national averages. Limited nightlife and steamy summers also present challenges for some. Ultimately, whether Clayton is right for you will depend on your priorities: if you value education, low crime, career access, and urban-suburban balance, Clayton could be a perfect fit. For those on tighter budgets or seeking vibrant nightlife, alternative neighborhoods in St. Louis might be a better match.

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